Affordable is really subjective alvin, perharps if you can give me a better gauge of your budget i can offer you a better insight.
Generally ill recommend beginners to snatch up the sabian cymbals offers from annually swee lee 50% sale. Anything from AAx, HHx, Hand hammered, Sx, and AA are worth considering. They cost in average about $100+ for one.
Im personally not a fan of those "cymbal sets" , so i wouldnt really recommend one. Unless right now you're not exactly sure if you are interested in drums yet, or have the "flare" for drumming, then maybe you should just get a cheapo set to try out first, and wait till you think you are definetly gonna continue drumming for a long time, then look at the higher range stuff.